/* ==========================================================================
   Crest Point Finance - Advanced Premium Redesigned Stylesheet
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. Advanced Typography & Core Variables
   -------------------------------------------------------------------------- */
:root {
    /* Color Palette */
    --color-primary: #0B1F33;         /* Deep Navy */
    --color-primary-light: #163A5F;   /* Navy Blue */
    --color-accent: #C9A45C;          /* Muted Gold */
    --color-accent-hover: #B88A3B;    /* Gold Hover */
    --color-gold: #C9A45C;            /* Muted Gold */
    --color-gold-light: #F8F7F3;      /* Warm White Tint */
    
    --color-bg-light: #F8F7F3;        /* Warm White background */
    --color-bg-white: #FFFFFF;        /* Pure White background */
    --color-text-dark: #17202A;       /* Charcoal */
    --color-text-muted: #667085;      /* Slate Grey */
    --color-border: #E5E7EB;          /* Light Grey Border */
    --color-success: #1F6B4F;         /* Deep Green */
    
    /* Font Families */
    --font-body: 'Inter', sans-serif;
    --font-heading: 'Inter', sans-serif;
    
    /* Layout Tokens */
    --header-height: 90px;
    --border-radius-lg: 20px;         /* Modern rounded corners for cards */
    --border-radius-md: 12px;         /* Rounded corners for inputs/buttons */
    --border-radius-sm: 8px;
    
    /* Shadows & Transitions */
    --shadow-sm: 0 2px 8px rgba(11, 31, 51, 0.04);
    --shadow-md: 0 12px 24px -6px rgba(11, 31, 51, 0.06), 0 4px 10px -2px rgba(11, 31, 51, 0.03);
    --shadow-lg: 0 25px 35px -5px rgba(11, 31, 51, 0.1), 0 10px 15px -5px rgba(11, 31, 51, 0.05);
    
    --transition-default: 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
    --transition-smooth: 0.5s cubic-bezier(0.16, 1, 0.3, 1);
}

/* --------------------------------------------------------------------------
   2. Reset & Document Styles
   -------------------------------------------------------------------------- */
* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    background-color: var(--color-bg-light);
    color: var(--color-text-dark);
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.65;
    overflow-x: hidden;
}

a {
    color: inherit;
    text-decoration: none;
    transition: var(--transition-default);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

ul {
    list-style: none;
}

button, input, select, textarea {
    font-family: inherit;
    font-size: inherit;
    outline: none;
    border: none;
    background: transparent;
}

/* Custom Scrollbar */
::-webkit-scrollbar {
    width: 8px;
    height: 8px;
}
::-webkit-scrollbar-track {
    background: var(--color-bg-light);
}
::-webkit-scrollbar-thumb {
    background: #cbd5e1;
    border-radius: 4px;
}
::-webkit-scrollbar-thumb:hover {
    background: #94a3b8;
}

/* --------------------------------------------------------------------------
   3. Common Layout & Typographic Grids
   -------------------------------------------------------------------------- */
.container, .section-container {
    width: min(92%, 1240px);
    margin-inline: auto;
}

.section-container {
    padding: 100px 0;
}

.section-container.narrow {
    width: min(92%, 800px);
    margin-inline: auto;
    padding: 80px 0;
}

.section-header {
    text-align: center;
    max-width: 750px;
    margin: 0 auto 60px auto;
}

h1, .hero-headline, .page-hero-title {
    font-family: var(--font-heading);
    font-size: 60px;
    font-weight: 700;
    line-height: 1.2;
    color: var(--color-primary);
}

h2, .section-title {
    font-family: var(--font-heading);
    font-size: 42px;
    font-weight: 700;
    line-height: 1.25;
    color: var(--color-primary);
    margin-bottom: 20px;
}

h2 span, .section-title span {
    color: var(--color-gold);
}

h3, .card-title, .service-card-title, .article-title, .vm-title {
    font-family: var(--font-heading);
    font-size: 22px;
    font-weight: 700;
    line-height: 1.3;
    color: var(--color-primary);
}

h4, .subsection-title {
    font-family: var(--font-heading);
    font-size: 18px;
    font-weight: 700;
    line-height: 1.4;
    color: var(--color-primary);
}

.section-subtitle {
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 3px;
    color: var(--color-accent);
    text-transform: uppercase;
    display: block;
    margin-bottom: 12px;
}

.section-desc {
    font-size: 16px;
    color: var(--color-text-muted);
    line-height: 1.6;
}

/* Grids Utilities */
.grid-3-col {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.grid-4-col {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.grid-6-col {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    grid-gap: 30px;
}

/* Card Styling */
.card-modern {
    background-color: var(--color-bg-white);
    border-radius: var(--border-radius-lg);
    border: 1px solid var(--color-border);
    box-shadow: var(--shadow-sm);
    transition: var(--transition-default);
    overflow: hidden;
}

.card-modern:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 15px 30px;
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    border-radius: var(--border-radius-md);
    cursor: pointer;
    transition: var(--transition-default);
    text-align: center;
    gap: 8px;
}

.btn-primary {
    background-color: var(--color-primary);
    color: var(--color-bg-white);
}

.btn-primary:hover {
    background-color: var(--color-primary-light);
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(11, 31, 51, 0.25);
}

.btn-secondary {
    background-color: var(--color-gold);
    color: var(--color-primary);
}

.btn-secondary:hover {
    background-color: var(--color-accent-hover);
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(201, 164, 92, 0.25);
}

.btn-outline {
    border: 1.5px solid var(--color-primary);
    color: var(--color-primary);
    background-color: transparent;
}

.btn-outline:hover {
    background-color: var(--color-primary);
    color: var(--color-bg-white);
    transform: translateY(-2px);
}

.btn-outline-white {
    border: 1.5px solid var(--color-bg-white);
    color: var(--color-bg-white);
    background-color: transparent;
}

.btn-outline-white:hover {
    background-color: var(--color-bg-white);
    color: var(--color-primary);
}

.btn-outline-gold {
    border: 1.5px solid var(--color-gold);
    color: var(--color-gold);
    background-color: transparent;
}

.btn-outline-gold:hover {
    background-color: var(--color-gold);
    color: var(--color-primary);
    transform: translateY(-2px);
}

.btn-block {
    display: flex;
    width: 100%;
}

.btn-sm {
    padding: 10px 20px;
    font-size: 11px;
}

/* Background Blocks */
.bg-dark-navy {
    background-color: var(--color-primary);
    color: var(--color-bg-white);
}

.bg-gradient-accent {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    color: var(--color-bg-white);
}

/* Typography styles */
.body-text {
    font-size: 16px;
    color: var(--color-text-muted);
    line-height: 1.7;
    margin-bottom: 24px;
}

.body-text strong {
    color: var(--color-text-dark);
}

.bg-dark-navy .body-text {
    color: #cbd5e1;
}

/* --------------------------------------------------------------------------
   4. Floating Transparent Sticky Header
   -------------------------------------------------------------------------- */
.sticky-header {
    position: fixed; /* Keep header fixed globally for consistency */
    top: 0;
    left: 0;
    width: 100%;
    height: var(--header-height);
    background-color: #0B1F33;
    border-bottom: 1px solid rgba(229, 231, 235, 0.1);
    z-index: 1000;
    transition: var(--transition-default);
}

/* When Scrolled down, header compacts and adds a subtle gold border */
.sticky-header.scrolled {
    position: fixed;
    background-color: #0B1F33;
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(201, 164, 92, 0.25);
    box-shadow: var(--shadow-md);
    height: 80px;
}

.header-container {
    max-width: 1300px;
    height: 100%;
    margin: 0 auto;
    padding: 0 30px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo-box {
    display: flex;
    align-items: center;
    gap: 12px;
}

.logo-titles {
    display: flex;
    flex-direction: column;
}

.logo-main-text {
    font-family: var(--font-heading);
    font-size: 22px;
    font-weight: 700;
    color: var(--color-bg-white);
    line-height: 1.1;
}

.logo-sub-text {
    font-size: 8px;
    font-weight: 700;
    letter-spacing: 2px;
    color: #94a3b8;
    text-transform: uppercase;
}

/* Navigation Links */
.top-nav {
    display: flex;
    align-items: center;
    gap: 30px;
}

.nav-links-wrapper {
    display: flex;
    gap: 24px;
}

.top-nav-link {
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 0.5px;
    color: #cbd5e1;
    padding: 8px 0;
    border-bottom: 2px solid transparent;
}

.top-nav-link:hover, .top-nav-link.active {
    color: var(--color-accent);
    border-bottom-color: var(--color-accent);
}

.header-buttons {
    display: flex;
    gap: 14px;
    align-items: center;
}

.mobile-nav-toggle {
    display: none;
    cursor: pointer;
    flex-direction: column;
    justify-content: space-between;
    width: 26px;
    height: 18px;
}

.mobile-nav-toggle span {
    display: block;
    width: 100%;
    height: 2.5px;
    background-color: var(--color-bg-white);
    transition: var(--transition-default);
    transform-origin: left center;
}

/* --------------------------------------------------------------------------
   5. Page Layout Redesigns & Story Timeline
   -------------------------------------------------------------------------- */
/* Large Visual Hero layouts */
.page-hero-banner {
    position: relative;
    padding-top: calc(var(--header-height) + 60px);
    padding-bottom: 80px;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
    color: var(--color-bg-white);
    text-align: center;
    overflow: hidden;
}

.page-hero-banner::before {
    content: '';
    position: absolute;
    width: 100%;
    height: 100%;
    top: 0; left: 0;
    background-image: radial-gradient(rgba(255, 255, 255, 0.05) 1.5px, transparent 1.5px);
    background-size: 24px 24px;
    opacity: 0.6;
    pointer-events: none;
    z-index: 1;
}

.page-hero-banner > * {
    position: relative;
    z-index: 2;
}

/* Floating Card over Homepage Hero */
.hero-floating-badge {
    position: absolute;
    bottom: 30px;
    left: -40px;
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border: 1px solid rgba(226, 232, 240, 0.8);
    padding: 20px;
    border-radius: var(--border-radius-md);
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 16px;
    max-width: 280px;
    z-index: 10;
}

.floating-badge-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background-color: var(--color-accent);
    color: var(--color-bg-white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
}

.floating-badge-text-box {
    display: flex;
    flex-direction: column;
}

.floating-badge-title {
    font-size: 14px;
    font-weight: 700;
    color: var(--color-primary);
}

.floating-badge-desc {
    font-size: 11px;
    color: var(--color-text-muted);
}

/* Split content layouts */
.split-split-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.intro-image-wrapper {
    position: relative;
    border-radius: var(--border-radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.intro-floating-stat-box {
    position: absolute;
    bottom: 30px;
    right: 30px;
    background: var(--color-bg-white);
    border-radius: var(--border-radius-md);
    padding: 20px 24px;
    box-shadow: var(--shadow-md);
    text-align: center;
    border-left: 4px solid var(--color-gold);
}

.intro-stat-num {
    font-size: 32px;
    font-weight: 700;
    color: var(--color-primary);
    line-height: 1.1;
}

.intro-stat-label {
    font-size: 11px;
    font-weight: 600;
    color: var(--color-text-muted);
    text-transform: uppercase;
}

/* Split Grid for Traditional vs Our Approach */
.approach-comparison-box {
    background-color: var(--color-bg-white);
    border-radius: var(--border-radius-lg);
    border: 1px solid var(--color-border);
    overflow: hidden;
    box-shadow: var(--shadow-md);
}

.approach-row-header {
    display: grid;
    grid-template-columns: 1fr 1fr;
    border-bottom: 2px solid var(--color-border);
}

.approach-col-header {
    padding: 30px;
    font-family: var(--font-heading);
    font-size: 24px;
    font-weight: 700;
    text-align: center;
}

.approach-col-header.dark {
    background-color: var(--color-primary);
    color: var(--color-bg-white);
}

.approach-col-header.gold {
    background-color: var(--color-gold-light);
    color: var(--color-gold);
}

.approach-row-body {
    display: grid;
    grid-template-columns: 1fr 1fr;
    border-bottom: 1px solid var(--color-border);
}

.approach-row-body:last-child {
    border-bottom: none;
}

.approach-col-body {
    padding: 40px 30px;
}

.approach-col-body.dark-bg {
    background-color: #0d1e36;
    color: #94a3b8;
}

.approach-col-body.light-bg {
    background-color: #fafbfd;
}

.approach-item-title {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 8px;
}

.approach-col-body.dark-bg .approach-item-title {
    color: var(--color-bg-white);
}

.approach-col-body.light-bg .approach-item-title {
    color: var(--color-primary);
}

.approach-item-desc {
    font-size: 14px;
    line-height: 1.6;
}

/* --------------------------------------------------------------------------
   6. About Page Timeline Journey
   -------------------------------------------------------------------------- */
.timeline-wrapper {
    position: relative;
    padding-left: 40px;
    margin: 40px 0;
}

.timeline-wrapper::before {
    content: '';
    position: absolute;
    left: 8px;
    top: 10px;
    bottom: 10px;
    width: 2px;
    background-color: var(--color-border);
}

.timeline-node {
    position: relative;
    margin-bottom: 40px;
}

.timeline-node:last-child {
    margin-bottom: 0;
}

.timeline-node::before {
    content: '';
    position: absolute;
    left: -38px;
    top: 6px;
    width: 14px;
    height: 14px;
    border-radius: 50%;
    background-color: var(--color-bg-white);
    border: 3px solid var(--color-accent);
    z-index: 5;
    transition: var(--transition-default);
}

.timeline-node:hover::before {
    background-color: var(--color-accent);
}

.timeline-node-date {
    font-family: var(--font-heading);
    font-size: 18px;
    font-weight: 700;
    color: var(--color-accent);
    display: block;
    margin-bottom: 6px;
}

.timeline-node-title {
    font-size: 18px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 8px;
}

.timeline-node-desc {
    font-size: 14px;
    color: var(--color-text-muted);
}

/* --------------------------------------------------------------------------
   7. Expandable FAQs Accordion Portal
   -------------------------------------------------------------------------- */
.faq-accordion-wrapper {
    display: flex;
    flex-direction: column;
    gap: 16px;
    margin-top: 40px;
}

.faq-accordion-item {
    background-color: var(--color-bg-white);
    border-radius: var(--border-radius-md);
    border: 1px solid var(--color-border);
    overflow: hidden;
    transition: var(--transition-default);
}

.faq-accordion-header {
    width: 100%;
    padding: 24px 30px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    text-align: left;
}

.faq-question {
    font-size: 16px;
    font-weight: 700;
    color: var(--color-primary);
    padding-right: 20px;
}

.faq-chevron-icon {
    font-size: 16px;
    color: var(--color-text-muted);
    transition: transform 0.3s ease;
}

.faq-accordion-item.open .faq-chevron-icon {
    transform: rotate(180deg);
}

.faq-accordion-item.open {
    border-color: var(--color-gold);
    box-shadow: var(--shadow-sm);
}

.faq-accordion-details {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s cubic-bezier(0.16, 1, 0.3, 1);
    background-color: #fafbfd;
}

.faq-accordion-details-inner {
    padding: 0 30px 24px 30px;
    font-size: 14px;
    color: var(--color-text-muted);
    line-height: 1.7;
    border-top: 1px solid var(--color-border);
    padding-top: 20px;
}

/* --------------------------------------------------------------------------
   8. Multi-Step Onboarding Forms (Steppers)
   -------------------------------------------------------------------------- */
.wizard-stepper-row {
    display: flex;
    justify-content: space-between;
    position: relative;
    margin-bottom: 50px;
    max-width: 500px;
    margin-left: auto;
    margin-right: auto;
}

.wizard-stepper-row::before {
    content: '';
    position: absolute;
    top: 20px;
    left: 0;
    right: 0;
    height: 3px;
    background-color: var(--color-border);
    z-index: 1;
}

.wizard-progress-bar-fill {
    position: absolute;
    top: 20px;
    left: 0;
    width: 0%;
    height: 3px;
    background-color: var(--color-accent);
    z-index: 2;
    transition: width 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.wizard-step-node {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background-color: var(--color-bg-white);
    border: 3px solid var(--color-border);
    color: var(--color-text-muted);
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    position: relative;
    z-index: 5;
    transition: var(--transition-default);
}

.wizard-step-node.active {
    border-color: var(--color-accent);
    color: var(--color-accent);
}

.wizard-step-node.completed {
    background-color: var(--color-accent);
    border-color: var(--color-accent);
    color: var(--color-bg-white);
}

/* Hide / Show Form steps */
.form-step-panel {
    display: none;
}

.form-step-panel.active {
    display: block;
}

.stepper-nav-buttons {
    display: flex;
    justify-content: space-between;
    margin-top: 30px;
    border-top: 1px solid var(--color-border);
    padding-top: 24px;
}

/* --------------------------------------------------------------------------
   9. Sample Goal Progress Visualizer (Goal Planners)
   -------------------------------------------------------------------------- */
.goal-progress-mock-card {
    background-color: var(--color-bg-light);
    border-radius: var(--border-radius-md);
    padding: 30px;
    border: 1px solid var(--color-border);
    margin-top: 50px;
}

.progress-header-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 20px;
}

.progress-goal-title {
    font-size: 18px;
    font-weight: 700;
    color: var(--color-primary);
}

.progress-metrics-text {
    font-size: 14px;
    font-weight: 600;
    color: var(--color-accent);
}

.progress-bar-container-box {
    width: 100%;
    height: 12px;
    background-color: var(--color-border);
    border-radius: 6px;
    overflow: hidden;
    margin-bottom: 12px;
}

.progress-bar-fill-indicator {
    width: 65%; /* Mock target progress */
    height: 100%;
    background: linear-gradient(90deg, var(--color-accent) 0%, #34d399 100%);
    border-radius: 6px;
}

.progress-footer-row {
    display: flex;
    justify-content: space-between;
    font-size: 12px;
    color: var(--color-text-muted);
}

/* Testimonials Carousel indicators alignment */
.testimonials-row {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-bottom: 40px;
}

.testimonial-box-item {
    padding: 40px 30px;
    border-radius: var(--border-radius-lg);
    background-color: var(--color-bg-white);
    border: 1px solid var(--color-border);
    box-shadow: var(--shadow-sm);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.client-bio-row {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-top: 24px;
    border-top: 1px solid var(--color-border);
    padding-top: 16px;
}

.client-avatar-mock {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background-color: var(--color-bg-light);
    color: var(--color-primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
}

.client-names-box {
    display: flex;
    flex-direction: column;
}

.client-card-name {
    font-size: 14px;
    font-weight: 700;
    color: var(--color-primary);
}

.client-card-role {
    font-size: 12px;
    color: var(--color-text-muted);
}

/* --------------------------------------------------------------------------
   10. Leadership Grid & Team Cards
   -------------------------------------------------------------------------- */
.leadership-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
    margin-top: 40px;
}

.leader-card {
    background-color: var(--color-bg-white);
    border-radius: var(--border-radius-lg);
    border: 1px solid var(--color-border);
    padding: 30px 24px;
    text-align: center;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-default);
    display: flex;
    flex-direction: column;
    align-items: center;
    min-height: 450px;
    width: 100%;
}

.leader-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--color-gold);
}

.leader-photo-mock {
    width: 100px;
    height: 100px;
    border-radius: 50%;
    background-color: var(--color-gold-light);
    border: 3px solid var(--color-gold);
    color: var(--color-primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 36px;
    margin-bottom: 16px;
}

.leader-name {
    font-family: var(--font-heading);
    font-size: 20px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 4px;
}

.leader-role {
    font-size: 12px;
    font-weight: 700;
    color: var(--color-accent);
    text-transform: uppercase;
    letter-spacing: 1px;
    display: block;
    margin-bottom: 16px;
}

.leader-bio {
    font-size: 14px;
    line-height: 1.6;
    color: var(--color-text-muted);
    margin-bottom: 20px;
    flex-grow: 1;
    display: -webkit-box;
    -webkit-line-clamp: 3;
    -webkit-box-orient: vertical;
    overflow: hidden;
    text-overflow: ellipsis;
}

.leader-tags {
    display: flex;
    gap: 6px;
    flex-wrap: wrap;
    justify-content: center;
    margin-bottom: 20px;
}

.leader-tag {
    background-color: var(--color-bg-light);
    border: 1px solid var(--color-border);
    padding: 3px 8px;
    border-radius: 20px;
    font-size: 10px;
    font-weight: 600;
    color: var(--color-text-muted);
}

.leader-social {
    display: flex;
    gap: 12px;
    justify-content: center;
}

.leader-social a {
    color: var(--color-text-muted);
    font-size: 15px;
    transition: var(--transition-default);
}

.leader-social a:hover {
    color: var(--color-gold);
}

/* --------------------------------------------------------------------------
   11. Product Comparison Table & Risk Badges
   -------------------------------------------------------------------------- */
.comparison-table-wrapper {
    width: 100%;
    overflow-x: auto;
    margin-top: 40px;
    border-radius: var(--border-radius-md);
    border: 1px solid var(--color-border);
    box-shadow: var(--shadow-sm);
}

.comparison-table {
    width: 100%;
    border-collapse: collapse;
    background-color: var(--color-bg-white);
    text-align: left;
    font-size: 14px;
}

.comparison-table th, .comparison-table td {
    padding: 16px 20px;
    border-bottom: 1px solid var(--color-border);
}

.comparison-table th {
    background-color: var(--color-primary);
    color: #ffffff;
    font-weight: 700;
    text-transform: uppercase;
    font-size: 11px;
    letter-spacing: 0.5px;
}

.comparison-table tr:last-child td {
    border-bottom: none;
}

.comparison-table tr:hover td {
    background-color: #fafbfd;
}

.badge-risk {
    display: inline-block;
    padding: 3px 8px;
    border-radius: 20px;
    font-size: 10px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.risk-low {
    background-color: rgba(16, 185, 129, 0.1);
    color: var(--color-accent);
}

.risk-medium {
    background-color: rgba(197, 160, 89, 0.1);
    color: var(--color-gold);
}

.risk-high {
    background-color: rgba(239, 68, 68, 0.1);
    color: #ef4444;
}

/* --------------------------------------------------------------------------
   12. Premium Simple & Compact Footer Styling
   -------------------------------------------------------------------------- */
.modern-footer {
    background-color: #081725;
    color: #B8C4D0;
    font-family: var(--font-body);
    font-size: 14px;
    border-top: 4px solid var(--color-gold);
    width: 100%;
}

.footer-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
    width: 100%;
    box-sizing: border-box;
}

.footer-top-row {
    display: grid;
    grid-template-columns: 1.2fr repeat(3, 1fr);
    gap: 40px;
    padding-top: 60px;
    padding-bottom: 40px;
}

.footer-col {
    display: flex;
    flex-direction: column;
}

.footer-desc-text {
    font-size: 13px;
    line-height: 1.6;
    color: #B8C4D0;
}

.footer-column-heading {
    color: #ffffff;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    margin-bottom: 20px;
    position: relative;
    padding-bottom: 6px;
}

.footer-column-heading::after {
    content: '';
    position: absolute;
    left: 0;
    bottom: 0;
    width: 24px;
    height: 2px;
    background-color: var(--color-gold);
}

.footer-links-list {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-links-list a {
    color: #B8C4D0;
    transition: var(--transition-default);
    display: inline-block;
    font-size: 13px;
}

.footer-links-list a:hover {
    color: var(--color-gold);
    transform: translateX(3px);
}

/* Legal Links */
.footer-legal-link {
    font-size: 13px;
    color: #B8C4D0;
    transition: var(--transition-default);
}

.footer-legal-link:hover {
    color: var(--color-gold);
}

/* Bottom Copyright Bar */
.footer-bottom-copyright-bar {
    border-top: 1px solid rgba(255, 255, 255, 0.05);
    padding: 24px 0;
    background-color: #05101C;
}

.footer-copyright-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.footer-copyright-left {
    font-size: 13px;
    color: #B8C4D0;
}

.footer-copyright-right {
    font-size: 13px;
    font-weight: 600;
    color: var(--color-gold);
}

/* --------------------------------------------------------------------------
   13. Reusable Process Section & Cards
   -------------------------------------------------------------------------- */
.process-grid {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 20px;
    margin-top: 40px;
}

.process-card {
    background-color: var(--color-bg-white);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    padding: 24px;
    display: flex;
    flex-direction: column;
    height: 100%;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-default);
    position: relative;
    text-align: left;
}

.process-card:hover {
    transform: translateY(-5px);
    border-color: var(--color-gold);
    box-shadow: var(--shadow-md);
}

.process-number {
    font-size: 36px;
    font-weight: 700;
    color: var(--color-gold);
    margin-bottom: 8px;
    line-height: 1;
    transition: var(--transition-default);
}

.process-card:hover .process-number {
    color: var(--color-accent);
}

.process-label {
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1.5px;
    color: var(--color-text-muted);
    text-transform: uppercase;
    margin-bottom: 4px;
}

.process-title {
    font-family: var(--font-heading);
    font-size: 18px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 12px;
}

.process-desc {
    font-size: 13px;
    line-height: 1.5;
    color: var(--color-text-muted);
    margin-bottom: 0;
}

/* Flexbox card alignments globally */
.card-modern {
    display: flex;
    flex-direction: column;
    height: 100%;
}

.card-modern-body {
    flex-grow: 1;
}

.card-modern-cta, .service-card-arrow, .btn-block {
    margin-top: auto;
}

/* --------------------------------------------------------------------------
   14. Mobile Responsiveness collapse overrides
   -------------------------------------------------------------------------- */
@media (max-width: 1024px) {
    .section-container {
        padding: 70px 0;
    }
    
    .section-container.narrow {
        padding: 60px 0;
    }

    .grid-3-col, .grid-6-col, .testimonials-row, .leadership-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .grid-4-col {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .process-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 16px;
    }
    
    .footer-top-row {
        grid-template-columns: 1.2fr repeat(2, 1fr);
        gap: 24px;
    }
    
    h1, .hero-headline, .page-hero-title {
        font-size: 40px;
    }
    h2, .section-title {
        font-size: 30px;
    }
    h3, .card-title {
        font-size: 20px;
    }
}

@media (max-width: 768px) {
    /* Responsive Header Hamburger Drawer */
    .mobile-nav-toggle {
        display: flex;
        z-index: 1200;
    }
    
    .mobile-nav-toggle.open span:nth-child(1) {
        transform: rotate(45deg) translateY(4px) translateX(4px);
    }
    
    .mobile-nav-toggle.open span:nth-child(2) {
        opacity: 0;
    }
    
    .mobile-nav-toggle.open span:nth-child(3) {
        transform: rotate(-45deg) translateY(-4px) translateX(4px);
    }
    
    .top-nav {
        position: fixed;
        top: 0;
        right: -100%;
        width: 300px;
        height: 100vh;
        background-color: rgba(10, 25, 47, 0.98);
        backdrop-filter: blur(16px);
        flex-direction: column;
        align-items: flex-start;
        padding: 100px 40px 40px 40px;
        z-index: 1100;
        transition: right 0.4s cubic-bezier(0.16, 1, 0.3, 1);
        gap: 35px;
    }
    
    .top-nav.open {
        right: 0;
    }
    
    .nav-links-wrapper {
        flex-direction: column;
        width: 100%;
        gap: 24px;
    }
    
    .top-nav-link {
        font-size: 16px;
        display: block;
        width: 100%;
        color: #fff;
    }
    
    .header-buttons {
        flex-direction: column;
        width: 100%;
        gap: 16px;
        border-top: 1px solid rgba(255, 255, 255, 0.1);
        padding-top: 30px;
    }
    
    .header-buttons .btn {
        width: 100%;
    }

    .section-container {
        padding: 70px 0;
    }
    
    .section-container.narrow {
        padding: 60px 0;
    }

    /* Grids collapse */
    .grid-3-col, .grid-4-col, .grid-6-col, .testimonials-row, .split-split-grid, .approach-row-header, .approach-row-body, .leadership-grid, .footer-top-row, .process-grid, .form-double-fields {
        grid-template-columns: 1fr;
    }
    
    .footer-copyright-container {
        flex-direction: column;
        text-align: center;
        gap: 8px;
    }
    
    .approach-col-header, .approach-col-body {
        padding: 24px 20px;
    }
    
    h1, .hero-headline, .page-hero-title {
        font-size: 40px;
    }
    h2, .section-title {
        font-size: 32px;
    }
    h3, .card-title {
        font-size: 20px;
    }
}

@media (max-width: 480px) {
    .wizard-stepper-row {
        max-width: 100%;
    }
    
    .faq-accordion-header {
        padding: 20px;
    }
    
    .faq-accordion-details-inner {
        padding: 0 20px 20px 20px;
    }
}

/* --------------------------------------------------------------------------
   15. Premium Contact Form & Info Grid Styling
   -------------------------------------------------------------------------- */
.contact-split-grid {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 40px;
    margin-top: 40px;
}

@media (max-width: 1024px) {
    .contact-split-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
}

.contact-form-card {
    background: #ffffff;
    border-radius: 20px;
    padding: 32px;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
    text-align: left;
}

.contact-form-title {
    font-family: var(--font-heading);
    font-size: 24px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 8px;
}

.contact-form-subtitle {
    font-size: 14px;
    color: var(--color-text-muted);
    margin-bottom: 24px;
}

.form-group-block {
    display: flex;
    flex-direction: column;
    margin-bottom: 20px;
    position: relative;
}

.input-label-tag {
    font-size: 13px;
    font-weight: 600;
    color: var(--color-primary);
    margin-bottom: 6px;
}

.input-required {
    color: #ef4444;
    margin-left: 2px;
}

.modern-form-input, .modern-form-select, .modern-form-textarea {
    background-color: var(--color-bg-white);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    padding: 12px 16px;
    font-size: 14px;
    color: var(--color-primary);
    transition: var(--transition-default);
    width: 100%;
    box-sizing: border-box;
}

.modern-form-input:focus, .modern-form-select:focus, .modern-form-textarea:focus {
    border-color: var(--color-gold);
    box-shadow: 0 0 0 3px rgba(197, 160, 89, 0.1);
}

.form-group-block.has-error .modern-form-input,
.form-group-block.has-error .modern-form-select,
.form-group-block.has-error .modern-form-textarea {
    border-color: #ef4444;
    background-color: rgba(239, 68, 68, 0.01);
}

.error-msg {
    font-size: 12px;
    color: #ef4444;
    margin-top: 4px;
    display: block;
}

.form-double-fields {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

@media (max-width: 768px) {
    .form-double-fields {
        grid-template-columns: 1fr;
        gap: 0;
    }
}

/* Success Card States */
.submission-success-card {
    background: #ffffff;
    border-radius: 20px;
    padding: 40px 32px;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
    text-align: center;
}

.success-icon-box {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background-color: rgba(16, 185, 129, 0.1);
    color: var(--color-accent);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    margin: 0 auto 24px auto;
}

.success-card-title {
    font-family: var(--font-heading);
    font-size: 24px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 12px;
}

.success-card-desc {
    font-size: 14px;
    line-height: 1.6;
    color: var(--color-text-muted);
    margin-bottom: 30px;
}

/* Contact Info 2x2 grid */
.contact-info-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

@media (max-width: 576px) {
    .contact-info-grid {
        grid-template-columns: 1fr;
    }
}

.contact-info-card {
    background-color: var(--color-bg-white);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    padding: 24px;
    text-align: left;
    display: flex;
    flex-direction: column;
    transition: var(--transition-default);
}

.contact-info-card:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-sm);
    border-color: var(--color-gold);
}

.contact-info-card-icon {
    font-size: 24px;
    color: var(--color-gold);
    margin-bottom: 12px;
}

.contact-info-card-title {
    font-size: 14px;
    font-weight: 700;
    color: var(--color-primary);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 6px;
}

.contact-info-card-text {
    font-size: 13px;
    line-height: 1.5;
    color: var(--color-text-muted);
    margin-bottom: 0;
}

.contact-info-card-text a {
    color: inherit;
    text-decoration: none;
    transition: var(--transition-default);
}

.contact-info-card-text a:hover {
    color: var(--color-gold);
}

/* Map visual */
.contact-map-wrapper {
    margin-top: 30px;
    border-radius: var(--border-radius-md);
    overflow: hidden;
    border: 1px solid var(--color-border);
    box-shadow: var(--shadow-sm);
}

/* Direct Talk Call to Action */
.talk-direct-cta {
    background-color: var(--color-primary);
    color: #ffffff;
    border-radius: 20px;
    padding: 40px;
    text-align: center;
    margin-top: 60px;
    border-top: 4px solid var(--color-gold);
}

.talk-direct-title {
    font-family: var(--font-heading);
    font-size: 24px;
    font-weight: 700;
    color: #ffffff;
    margin-bottom: 8px;
}

.talk-direct-desc {
    font-size: 14px;
    color: #cbd5e1;
    margin-bottom: 24px;
}

.talk-direct-buttons {
    display: flex;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}

/* --------------------------------------------------------------------------
   16. Homepage Redesign Custom Styles
   -------------------------------------------------------------------------- */
/* Trust Stats */
.stats-section {
    background-color: var(--color-bg-white);
    padding: 60px 0;
    border-bottom: 1px solid var(--color-border);
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.stats-card {
    background-color: var(--color-bg-white);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    padding: 24px;
    text-align: center;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-default);
}

.stats-card:hover {
    transform: translateY(-4px);
    border-color: var(--color-gold);
    box-shadow: var(--shadow-md);
}

.stats-card-number {
    font-size: 40px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 8px;
    line-height: 1;
}

.stats-card-label {
    font-size: 13px;
    font-weight: 600;
    color: var(--color-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* Solutions Card Grids */
.solutions-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid var(--color-border);
    padding: 32px;
    box-shadow: var(--shadow-sm);
    display: flex;
    flex-direction: column;
    height: 100%;
    transition: var(--transition-default);
    text-align: left;
}

.solutions-card:hover {
    transform: translateY(-4px);
    border-color: var(--color-gold);
    box-shadow: var(--shadow-md);
}

.solutions-card-img {
    width: 100%;
    height: 160px;
    object-fit: cover;
    border-radius: var(--border-radius-md);
    margin-bottom: 20px;
}

.solutions-card-label {
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1.5px;
    color: var(--color-gold);
    text-transform: uppercase;
    margin-bottom: 6px;
}

.solutions-card-title {
    font-family: var(--font-heading);
    font-size: 20px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 12px;
}

.solutions-card-desc {
    font-size: 13.5px;
    line-height: 1.6;
    color: var(--color-text-muted);
    margin-bottom: 24px;
}

.solutions-card-cta {
    margin-top: auto;
    font-size: 13px;
    font-weight: 700;
    color: var(--color-accent);
    text-decoration: none;
    transition: var(--transition-default);
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.solutions-card-cta:hover {
    color: var(--color-gold);
    transform: translateX(4px);
}

/* About Mini Grid */
.about-mini-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-top: 30px;
}

.about-mini-card {
    background-color: var(--color-bg-light);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    padding: 16px 20px;
    text-align: left;
}

.about-mini-title {
    font-size: 12px;
    font-weight: 700;
    color: var(--color-gold);
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 4px;
}

.about-mini-desc {
    font-size: 12px;
    line-height: 1.4;
    color: var(--color-text-muted);
    margin-bottom: 0;
}

/* Why Choose Us Grid */
.choose-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 40px;
}

.choose-card {
    background-color: var(--color-bg-white);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    padding: 24px;
    text-align: left;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-default);
}

.choose-card:hover {
    transform: translateY(-4px);
    border-color: var(--color-gold);
    box-shadow: var(--shadow-md);
}

.choose-card-icon {
    font-size: 24px;
    color: var(--color-gold);
    margin-bottom: 16px;
}

.choose-card-title {
    font-size: 15px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 10px;
}

.choose-card-desc {
    font-size: 13px;
    line-height: 1.5;
    color: var(--color-text-muted);
    margin-bottom: 0;
}

/* Testimonial Section */
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 40px;
}

.testimonial-card {
    background-color: var(--color-bg-white);
    border: 1px solid var(--color-border);
    border-radius: 20px;
    padding: 32px;
    box-shadow: var(--shadow-sm);
    text-align: left;
    display: flex;
    flex-direction: column;
    height: 100%;
    transition: var(--transition-default);
}

.testimonial-card:hover {
    transform: translateY(-4px);
    border-color: var(--color-gold);
    box-shadow: var(--shadow-md);
}

.testimonial-stars {
    color: var(--color-gold);
    font-size: 14px;
    margin-bottom: 16px;
}

.testimonial-quote {
    font-size: 14px;
    line-height: 1.6;
    color: var(--color-text-muted);
    font-style: italic;
    margin-bottom: 24px;
    flex-grow: 1;
}

.testimonial-client-name {
    font-size: 14px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 2px;
}

.testimonial-client-title {
    font-size: 12px;
    color: var(--color-text-muted);
}

/* Insights Blog Cards */
.insights-card {
    background: #ffffff;
    border-radius: 20px;
    border: 1px solid var(--color-border);
    padding: 0;
    box-shadow: var(--shadow-sm);
    display: flex;
    flex-direction: column;
    height: 100%;
    transition: var(--transition-default);
    text-align: left;
    overflow: hidden;
}

.insights-card:hover {
    transform: translateY(-4px);
    border-color: var(--color-gold);
    box-shadow: var(--shadow-md);
}

.insights-card-img {
    width: 100%;
    height: 200px;
    object-fit: cover;
}

.insights-card-body {
    padding: 24px;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.insights-card-label {
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1.5px;
    color: var(--color-gold);
    text-transform: uppercase;
    margin-bottom: 8px;
}

.insights-card-title {
    font-family: var(--font-heading);
    font-size: 18px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 10px;
    line-height: 1.4;
}

.insights-card-desc {
    font-size: 13px;
    line-height: 1.5;
    color: var(--color-text-muted);
    margin-bottom: 16px;
}

.insights-card-meta {
    font-size: 12px;
    color: var(--color-text-muted);
    margin-bottom: 20px;
}

.insights-card-cta {
    margin-top: auto;
    font-size: 13px;
    font-weight: 700;
    color: var(--color-accent);
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 4px;
    transition: var(--transition-default);
}

.insights-card-cta:hover {
    color: var(--color-gold);
    transform: translateX(4px);
}

/* Market Snapshot */
.snapshot-wrapper {
    background-color: var(--color-bg-light);
    border-top: 1px solid var(--color-border);
    border-bottom: 1px solid var(--color-border);
    padding: 60px 0;
}

.snapshot-card {
    background-color: var(--color-bg-white);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    padding: 32px;
    text-align: center;
    box-shadow: var(--shadow-sm);
}

/* Media Queries for Homepage elements */
@media (max-width: 1024px) {
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .choose-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .testimonials-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .stats-grid {
        grid-template-columns: 1fr;
    }
    .choose-grid {
        grid-template-columns: 1fr;
    }
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
}

/* ==========================================================================
   15. Premium Interaction Overrides
   ========================================================================== */

/* 1. Subtle card image scale on hover */
.solutions-card-img, .insights-card-img {
    transition: transform 0.5s ease;
}

.solutions-card:hover .solutions-card-img,
.insights-card:hover .insights-card-img {
    transform: scale(1.04);
}

/* 2. Premium uniform card hover styles */
.card-modern, .process-card, .solutions-card, .insights-card, .contact-info-card, .choose-card, .leader-card, .stats-card, .testimonial-card {
    transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}

.card-modern:hover, .process-card:hover, .solutions-card:hover, .insights-card:hover, .contact-info-card:hover, .choose-card:hover, .leader-card:hover, .stats-card:hover, .testimonial-card:hover {
    transform: translateY(-5px) !important;
    border-color: #C9A45C !important;
    box-shadow: 0 12px 30px rgba(11, 31, 51, 0.10) !important;
}

/* 3. Subtle card icon shift up on hover */
.choose-card-icon, .contact-info-card-icon {
    transition: transform 0.3s ease, color 0.3s ease;
}

.choose-card:hover .choose-card-icon,
.contact-info-card:hover .contact-info-card-icon {
    color: #C9A45C !important;
    transform: translateY(-2px) !important;
}

/* 4. Button definitions and hover animations */
.btn-gold {
    background-color: #C9A45C;
    color: #0B1F33;
    transition: all 0.3s ease;
}

.btn-gold:hover {
    background-color: #B88A3B;
    transform: translateY(-2px);
}

/* ==========================================================================
   16. Knowledge Hub Editorial and Library Styling
   ========================================================================== */

.editorial-hero-grid {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 60px;
    align-items: center;
}

@media (max-width: 1024px) {
    .editorial-hero-grid {
        grid-template-columns: 1fr;
        gap: 40px;
        text-align: center;
    }
    .editorial-hero-grid img {
        height: 280px !important;
    }
}

.search-filter-wrapper {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 24px;
    margin-bottom: 40px;
    flex-wrap: wrap;
    background: #ffffff;
    border: 1px solid var(--color-border);
    padding: 20px 24px;
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-sm);
}

.search-box-container {
    position: relative;
    width: 100%;
    max-width: 360px;
}

.search-icon-svg {
    position: absolute;
    left: 16px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--color-text-muted);
    pointer-events: none;
    font-size: 14px;
}

.search-input-field {
    width: 100%;
    padding: 12px 16px 12px 42px;
    background: var(--color-bg-light);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-md);
    font-size: 14px;
    color: var(--color-text-dark);
    transition: var(--transition-default);
}

.search-input-field:focus {
    border-color: var(--color-gold);
    background: #ffffff;
    box-shadow: 0 0 0 3px rgba(201, 164, 92, 0.1);
}

.filter-pills-row {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
    align-items: center;
}

.filter-pill {
    padding: 8px 16px;
    background-color: var(--color-bg-light);
    border: 1px solid var(--color-border);
    border-radius: 30px;
    font-size: 13px;
    font-weight: 600;
    color: var(--color-text-muted);
    cursor: pointer;
    transition: var(--transition-default);
}

.filter-pill.active, .filter-pill:hover {
    background-color: var(--color-primary);
    color: #ffffff;
    border-color: var(--color-primary);
}

@media (max-width: 1024px) {
    .search-filter-wrapper {
        flex-direction: column;
        align-items: stretch;
    }
    .search-box-container {
        max-width: 100%;
    }
}

/* --------------------------------------------------------------------------
   17. Premium Modern Calculator Styles (Goal Planners)
   -------------------------------------------------------------------------- */
.calculator-outer-box {
    background: #ffffff;
    border: 1px solid var(--color-border);
    border-radius: 20px;
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    margin-bottom: 40px;
}

.calc-tab-headers {
    display: flex;
    border-bottom: 1px solid var(--color-border);
    background-color: var(--color-bg-light);
}

.calc-tab-btn {
    flex: 1;
    padding: 20px;
    border: none;
    background: none;
    font-family: var(--font-body);
    font-weight: 700;
    font-size: 15px;
    color: var(--color-text-muted);
    cursor: pointer;
    transition: var(--transition-default);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
}

.calc-tab-btn.active {
    background-color: #ffffff;
    color: var(--color-primary);
    border-bottom: 3px solid var(--color-accent);
}

.calc-main-body {
    display: grid;
    grid-template-columns: 1fr 1fr;
}

@media (max-width: 768px) {
    .calc-main-body {
        grid-template-columns: 1fr;
    }
}

.calc-left-fields {
    padding: 40px;
    background-color: #ffffff;
}

.calc-right-summary {
    padding: 40px;
    background-color: var(--color-primary);
    color: #ffffff !important;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

/* Specific background coloring for each summary box */
#calc-box-retirement .calc-right-summary {
    background-color: #0B1F33 !important; /* Deep Navy */
}

#calc-box-wealth .calc-right-summary {
    background-color: #163A5F !important; /* Navy Blue */
}

.slider-container-box {
    margin-bottom: 24px;
}

.slider-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 10px;
}

.slider-label-row label {
    font-size: 14px;
    font-weight: 600;
    color: var(--color-primary);
}

.slider-accent-val {
    font-size: 14px;
    font-weight: 700;
    color: var(--color-accent) !important;
}

.slider-accent-val.gold {
    color: var(--color-accent) !important;
}

/* Premium Custom range sliders */
input[type=range].range-slider-input {
    -webkit-appearance: none;
    width: 100%;
    background: transparent;
    margin: 8px 0;
}

input[type=range].range-slider-input:focus {
    outline: none;
}

input[type=range].range-slider-input::-webkit-slider-runnable-track {
    width: 100%;
    height: 6px;
    cursor: pointer;
    background: #E5E7EB;
    border-radius: 3px;
    transition: background 0.3s;
}

input[type=range].range-slider-input::-webkit-slider-thumb {
    height: 20px;
    width: 20px;
    border-radius: 50%;
    background: #C9A45C;
    cursor: pointer;
    -webkit-appearance: none;
    margin-top: -7px;
    box-shadow: 0 2px 6px rgba(11, 31, 51, 0.15);
    transition: transform 0.2s, background 0.2s;
}

input[type=range].range-slider-input::-webkit-slider-thumb:hover {
    transform: scale(1.15);
    background: #B88A3B;
}

/* Firefox compatibility */
input[type=range].range-slider-input::-moz-range-track {
    width: 100%;
    height: 6px;
    cursor: pointer;
    background: #E5E7EB;
    border-radius: 3px;
}

input[type=range].range-slider-input::-moz-range-thumb {
    height: 20px;
    width: 20px;
    border: none;
    border-radius: 50%;
    background: #C9A45C;
    cursor: pointer;
    box-shadow: 0 2px 6px rgba(11, 31, 51, 0.15);
    transition: transform 0.2s, background 0.2s;
}

input[type=range].range-slider-input::-moz-range-thumb:hover {
    transform: scale(1.15);
    background: #B88A3B;
}

.calc-highlight-card {
    background-color: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    padding: 24px;
    border-radius: 12px;
    margin-bottom: 24px;
    display: flex;
    flex-direction: column;
    gap: 6px;
    text-align: left;
}

.calc-highlight-card .highlight-label {
    color: #B8C4D0;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.calc-highlight-card .highlight-big-val {
    color: #C9A45C !important;
    font-size: 32px;
    font-weight: 700;
}

.calc-breakdowns-list {
    display: flex;
    flex-direction: column;
}

.calc-breakdown-row {
    display: flex;
    justify-content: space-between;
    padding: 14px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    font-size: 13.5px;
    color: #E2E8F0;
}

.calc-breakdown-row:last-child {
    border-bottom: none;
}

.calc-bullet {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    display: inline-block;
    margin-right: 10px;
}

.calc-bullet.accent {
    background-color: #C9A45C;
}

.calc-bullet.white {
    background-color: #ffffff;
}

.calc-bullet.gold {
    background-color: #C9A45C;
}

.btn-white-text {
    color: #0B1F33 !important;
    background-color: #ffffff !important;
    border-color: #ffffff !important;
}

.btn-white-text:hover {
    background-color: #F8F7F3 !important;
    color: #163A5F !important;
}

/* 5. Reduced motion styling */
@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
        scroll-behavior: auto !important;
    }
}